First Time Buyers
Our Response To COVID-19
With the uprising of the current world pandemic, all our services are available over call and online. We would love to meet with you in person, while following all necessary precautions and regulations. Due to the spread of coronavirus, some delays can be expected from banks so please be patient.
Buying your first home starts here!
Make buying your first home an exciting and memorable experience with us! We can guide you through the process of buying your dream place and negotiate the best rate that will benefit your needs for now and the future.
First home buyer broker support
Explain the costs & process
Your broker can explain all the costs and steps involved in buying a home and give you a realistic picture of what you can borrow.
Help you get pre-approval
If you haven’t yet found the right home, your broker could help to organise pre-approval so you can shop for your new home with confidence, knowing exactly what you can afford.
Apply for incentives
In Australia, there are a number of government incentives available to first home buyers. We’ll let you know whether you’re eligible for assistance schemes such as the First Home Owners Grant (FHOG) and help with the paperwork.
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The Home Buying Process
Congratulations on considering to buy your first home! Follow our easy guide to help you understand the finances involved.
1. Meet With Us
We’ll meet with you at your convenience and search through various home loans that suit your financial goals.
2. Prepare Your Application
Once we’ve worked out your borrowing power, repayments and answer any questions that you may have, we’ll prepare your application and guide you through the process.
3. Get A Conditional Approval
Next, the lender will issue a conditional approval, sort the property valuation, and govern a credit check while supportive team will be in constant contact with you and the lender as a middle man, throughout the journey.
4. Finalise Unconditional Approval
Once, any outstanding information has been sorted, the lender will grant you with the unconditional approval which acknowledges that your home loan application has been approved!
5. Complete Loan Documents
Once your loan documents arrive, we'll organise a time to meet and help you complete the document.
6. Loan Settlement & Completion
This is the last step! Your solicitor will organise settlement directly with the lender. Keeping in touch: our service doesn't end once your loan settles. We will stay in touch to make sure your home loan is the right solution for your needs now and in the future.