Investment loans
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With the uprising of the current world pandemic, all our services are available over call and online. We would love to meet with you in person, while following all necessary precautions and regulations. Due to the spread of coronavirus, some delays can be expected from banks so please be patient.
We work with you, not the Lenders!
We offer you consultation and service on all loans obligation free.
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If you’re planning to purchase an investment property to rent out to tenants, no matter whether it’s your first investment property or your next, we can help. At Mortgagewide, we offer a number of low rate investment loan options and with features, and a friendly and experienced team of lending specialists who are here to help you settle quickly.
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we offer you with the Best Rates & Features
Common investment loan questions
What is negative gearing?
When purchasing an investment property, the term “gearing” will be used significant. This means borrowing for the purpose of investing.An investment can be negatively geared - where interest repayments exceed net income, or positively geared where net income exceeds repayments.Negative gearing means that the cost of owning an investment property outweighs the rental income it generates. Additionally, a negatively geared property investment may appreciate in value over time.
What are the benefits of investment property?
Buying an investment property is a popular choice of investment for many Australians.
Some benefits of purchasing an investment property include:- Tax benefits
- Potential capital growth- Relatively stable investment
- Passive income
Can I use home equity to buy a second property?
Equity is the value of your home which you can leverage to cover the deposit on a new property, using your existing property as collateral. It’s great to make the first step to enter the property market because once you’re in, using equity is generally much easier than saving for another deposit.